XO® seamlessly connects health insurance companies and third party administrators (TPAs) allowing for efficient, reliable, and cost-effective electronic claims processing. XO® consolidates different formats of medical, pharmaceutical, dental, and vision claims from multiple healthcare insurance carriers into a single TPA-specific electronic data file for claims adjudication and debit card transaction validation. XO® eliminates the need for participants to submit claims and automates substantiation and adjudication of HRA and FSA claims while eliminating the high costs associated with managing traditional point-to-point connectivity with multiple carriers.
Our experience with CXC has been mutually beneficial and has really made my life and that of our team's more rewarding in terms of our business. XO® has simplified our business.The ability to have claims data feeds is a competitive advantage in today's market. XO® allows us to work with markets and employer groups that we previously could not work with utilizing CXC simplifies the process of bringing multiple carriers into our format and within our system. - President & CEO, Leading Benefits Administrator